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Total Backyard Makeover Loans Up To $100,000

Checking Your Rate Won’t Affect Your Credit!

Apply with HFS Today »

Affordable Monthly Plans

Pay for your order over 12, 24, or 36 months at competitive interest rates!

  • $1,000 to $100,000*
  • 100% Financing—No Money Down
  • Use Funds For Entire Construction Project!

Quick & Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.

  • Instant Financing Decisions
  • No Obligation To Buy
  • Checking Your Rate Won’t Affect Your Credit Score!

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty!

  • Pay Off At Any Time
  • Easy Monthly Payments
  • No Prepayment Penalties

Swimming Pool Kit Financing FAQ

  1. Applicant receives an eligibility decision.
  2. Qualified applicants receive an offer (e.g., Annual Percentage Rate (APR), term options, and monthly payment amount) based on their loan amount and application information.
  3. Qualified applicants choosing to proceed to select an offer (e.g., APR and term).
  4. Qualified applicants are then asked to provide additional information to finalize their application.
  5. Upon loan funding, the money will be deposited into the applicant’s bank account—usually within a few days.
  • Loan APRs start from 3.95% depending on loan amount and creditworthiness.*
  • These loans are offered with no penalty for paying off early.
  • *Annual Percentage Rate (APR) refers to the cost of your credit as a yearly rate. APRs, loan amounts, and loan availability may vary by state and lender. Loan offers are subject to loan approval, and for further details (including full disclosures)

U.S. Citizens and/or legal residents over the age of 18.

Some applicants may be required to submit additional documentation or proof of income such as a W-2, 1099, or tax return in order to verify their income and eligibility.

Loan proceeds could be available within 1-2 business days.

Yes. Borrowers pay an “origination fee” which is a percent of the amount borrowed. The origination fee is typically between 1% and 5% of the loan amount and is deducted from the loan proceeds before the loan is funded into a borrower’s bank account*. If a monthly payment is late, the borrower may be charged a late fee.

If the borrower chooses, they may make additional loan payments or pay off their loan early without penalty or fee.